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The odds ratio is a measure of how much more or less likely it is for a particular outcome Christian Louboutin Boots be observed when a given independent variable is "true" x 1 than it is when that independent variable is "false" x 0. For example, in the model, there is a variable that has a value of 1 if the individual was employed in 1998 and was retired and not working for pay in 2008 and a value of 0 if the individual was either working Christian Louboutin Black Studded Boot Suede pay in both years or was not working for pay in either year. In Table 13, this variable is shown as having an odds ratio of 2.626. This means that other things being equal and measured at their mean values, an individual who left paid employment between 1998 and 2008 was 163% more likely to have experienced Christian Louboutin black suede cross sandals decline in real per capita household income between 1998 and 2008 than someone who did not exit the labor force during that period of time.Target date funds TDF are designed to make investing for retirement more convenient by automatically changing the investment mix or asset allocation Christian Louboutin Black Suede Leather Pumps time. Therefore, intending to free investors from actively changing their asset allocation. Target date funds contain "years" in their names, which correspond to the year in which the investor intends to retire. The Proposing Release to the SEC Rule indicates that advertisements and sales literature delivered in print or via electronic media relating to TDFs would be subject to the new disclosure rules as would materials such as fact sheets and Web sites that include materials for TDFs.

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